Southern New Jersey Overlook

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New Commercial Listings Group

Most of us want to learn of Commercial properties that are available and desire for others to know about our properties.  Therefore, we need a venue for Commercial Real Estate group members and potential buyers to quickly find out about available properties.

We already have a great facility via Localism.com whereby we can post listings by location. 

Posting listings to the Commercial Real Estate group can result in the group posts looking like spam and that are often of interest to at best a very few members for each occurrence. 

For those that want to be able to have a place for posting and quickly identifying Commercial listings, here's a new group created just for that purpose:

Commercial Sales or Leasing - Property and/or Business  

I've posted a few of my listings just to get it started.  

(BTW, I'm open to renaming suggestions or adjustments to it's focus.)

Historical Completely Refurbished Office Buildings in Palmyra NJ

Historical Professional Office buildings -- two buildings with multiple office units -- that have been completely and beautifully renovated to recent code requirements. 
 
700 Cinnaminson Ave, Palmyra Borough, NJ 08065Buildings are currently 100% occupied.

Offices are within easy walking distance to the Riverline Light Rail in the center of Palmyra Borough.  

There is a landscaped memorial park across the street, in front of the property, lovingly maintained by the borough. 

Ample off-street parking in fenced lot.   

This is a convenient place to have an office and is sure to impress clients.  Don't miss out on this great opportunity!

Total Building Square Footage (Buildings A+B): 12,256.

Price: $1,200,000.


For more information about this property (and to locate other properties in NJ): hyerkes.remax-nj.com/TR4983067
 

700 Cinnaminson Ave, Palmyra Borough, NJ 08065
 
700 Cinnaminson Ave, Palmyra Borough, NJ 08065

700 Cinnaminson Ave, Palmyra Borough, NJ 08065

700 Cinnaminson Ave, Palmyra Borough, NJ 08065




For more information about this property (and to locate other properties in NJ): hyerkes.remax-nj.com/TR4983067


Contact me for an appointment or to list your property:

Lawrence Yerkes
RE/MAX Suburban - Commercial Division
Serving the Greater South Jersey and Delaware Valley areas
We Get Results!
609-654-7300 x206 (Office)
609-953-1330 (Direct)
609-654-7060 (Fax)

Visit my web site for additional real estate resources and services: LawrenceYerkes.com

Home for Sale in Desirable Oak Pines, Pemberton Township, NJ

This wonderful 3 BR home in desirable Oak Pines, near Pemberton Lake, has been well maintained. 

It has many upgrades.  Full appliance package.
143 Acorn Ct, Pemberton Township, NJ 08068
Enjoy the beauty of mature landscaping. 

Enclosed patio area with good size fenced-in back yard.  Large family or recreation room with wet bar. 

Note that additional furniture will also be included: dining, kitchen and living room pieces; bedroom set; plus hutch, grandfather clock, piano and more!  
 
This is a great opportunity to obtain a home you can move right in and enjoy
 
 
For more information about this home
(and to locate other listed homes in NJ):  BestHomes-NJ.com/TR4987709  

143 Acorn Ct, Pemberton Township, NJ 08068

143 Acorn Ct, Pemberton Township, NJ 08068

143 Acorn Ct, Pemberton Township, NJ 08068

143 Acorn Ct, Pemberton Township, NJ 08068

 

For more information about this house (and to locate other listed houses for sale in the Township of Pemberton and throughout New Jersey)BestHomes-NJ.com/TR4987709 


Contact me for an appointment or to list your property:

Lawrence Yerkes
RE/MAX Suburban
338 Stokes Road, P.O. Box 129
Medford, NJ 08055
Serving the Greater South Jersey area
We Get Results!
609-654-7300 x206 (Office)
609-953-1330 (Direct)
609-654-7060 (Fax)

Visit my web site for additional real estate resources and services: LawrenceYerkes.com

Celebrate: Memorial Day - Honoring Those Who Sacrificed For Us!

Memorial DayCelebrated in most states on the last Monday in May, Memorial Day is a time to remember the U.S. men and woman who lost their lives serving their country. Originally known as Decoration Day, it was established in 1868 to commemorate the dead from the Civil War. Over the years it came to serve as a day to remember all U.S. men and women killed or missing in action in all wars.

National Memorial Day Concert - PBS
 
 
 
MEMORIAL DAYMemorial Day
MEMORIAL DAY PRAYER
HOW TO OBSERVE MEMORIAL DAY
A MEMORIAL DAY SALUTE
EVERY DAY IS MEMORIAL DAY

Memorial Day

Memorial Day - The History Channel


See also our prior article: Origin of TAPS - 24 Notes That Tap Deep Emotion




For real estate resources, military help and support services in acquiring or selling properties in New Jersey, including McGuire AFB and Fort Dix areas, visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

BreakTime: The Art of Insults

Exclamation markHave you ever been in situations when you have someone that was quick on the trigger and shooting an insult at you and you were at a loss as what to say in return and wished you had something witty to respond, a snappy repartee.  There are different approaches to the witty insults.  Many have developed insults into an art form and some have even made money off of it...

Thumbing your noseThere's the Don Rickles approach: "Oh my God, look at you. Anyone else hurt in the accident?"  "Who picks your clothes - Stevie Wonder?"  "I've seen people like you before, but I had to pay admission!"

The Abraham Lincoln approach:  "He can compress the most words into the smallest idea of any man I know."

The T-shirt slogan approach:  "Everyone makes mistakes, but you're abusing the privilege."  "You have the right to remain silent because whatever you say will probably be stupid anyway."  "I've got one nerve left and you're getting on it!"  "On a scale of 1 to 10 - you're an idiot!"  "Those of you who know it all are really annoying to to those of us who do!"  "You laugh because I'm different, I laugh because you're all the same."

The BlackAdder approach: "The only decent impression he can do is of a man with no talent."  "He is the most overrated human being since Judas Iscariot won the A.D. 31 Best Disciple Competition."  "The eyes move, the mouth opens, but Mr. Brain has long since departed." 

Sticking out your tongueThe Aussie approach: "She is a sandwich short of a picnic."  "He is three bricks short of a full load."   "He has kangaroos in his top paddock."  "His father was an electrician and he was his first shock."  "His mother should have thrown him away and kept the stork."  "He's one snag short of a barbie."  "If brains were gunpowder, he couldn't blow his nose!"

The Grouch Marx approach:  "I never forget a face, but in your case I'll make an exception."   "She got her good looks from her father. He's a plastic surgeon."  "You've got the brain of a four-year-old boy, and I bet he was glad to get rid of it."  "I didn't like the play, but then I saw it under adverse conditions - the curtain was up."  "Don't look now, but there's one too many in this room and I think it's you."  "From the moment I picked your book up until I laid it down I was convulsed with laughter. Some day I intend reading it."  "I could dance with you until the cows come home. On second thought I'd rather dance with the cows until you come home."  "Why don't you bore a hole in yourself and let the sap run out?"   "I've had a perfectly wonderful evening. But this wasn't it."  "He may look like an idiot and talk like an idiot but don't let that fool you. He really is an idiot." 
making a face
And then there's the Mark Twain approach:   "He is useless on top of the ground; he aught to be under it, inspiring the cabbages."  "Had double chins all the way down to his stomach."  "Why do you sit there looking like an envelope without any address on it?"  "His ignorance covers the world like a blanket, and there's scarcely a hole in it anywhere."  "God made the Idiot for practice, and then He made the School Board."  "Reader, suppose you were an idiot; and suppose you were a member of Congress; but I repeat myself."  "He was a solemn, unsmiling, sanctimonious old iceberg who looked like he was waiting for a vacancy in the Trinity."  "You take the lies out of him, and he'll shrink to the size of your hat; you take the malice out of him, and he'll disappear."   "I could never learn to like her, except on a raft at sea with no other provisions in sight."  "I didn't attend the funeral, but I sent a nice letter saying I approved of it."

If you're one of those that can never find the right words that you wish you could have said, well, fret no more!  

We provide a full complement of resources below that will give you the verbal upper hand in any situation.  Just spend a few sessions memorizing selections you like from the lists below and never be at a loss for the comeback remark and leave them tongue-tied for a reply...

Insults Set #1 (Fun Witty Insults)

Insults Set #2 (Insult File - Official Site)

Insults Set #3 (Medieval Insults)

Insults Set #4a (Famous People Quotes and High Class Putdowns)  Set #4b  Set#4c

Insults Set #5 (Funny Insults Collections)  More

Insults Set #6 (Letting Them Know What You Really Think Collection)

Insults Set #7 (The Reader's Digest Witty Insult Collection)


Additional references:
Shakespearean / Elizabethan Insulter  [Alternate]
Insults.net  (includes random insult generator)


And nothing to do with this article: Bored?  - This sight is for You!


Click here for additional BreakTime articles




For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Wall Paint For Movies and Videos

A recent technology column in the NY Times had a section titled: "Paint Your Walls for Movies" in which it discussed what is the best paint and colors to paint your walls so that you can use it as a screen for projecting movies and videos.Movie Projector with Screen

According to the article, there is special paint you can purchase that has been formulated to maximize the color, brightness, contrast of images that are projected onto it.  

The difficulty is finding what, if any, local paint dealers stock the paint and what is the best paint and color for your situation, as the colors vary from grey to white, depending on the projector that you will be using to display the movies or videos.

Two resource sites that provide online information about painting your walls for use as part of you entertainment center...

www.goosystems.com

www.digitalscreenpaint.com
 
 
 
For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Kudos to Fire Fighters and Supporting Emergency Responders

The recent New Jersey Pinelands forest fire (see related news article), that was accidentally ignited when a military jet dropped a flare on a dry section of the Pine Barrens during a training mission, makes one appreciate all of  God Bless our Firefighters and Law Enforcement Officersthe fire fighting professionals that serve us day in and day in protection of us and our environment.

At the height of the recent forest fire, more than 1,000 emergency responders, including more the 600 firefighters, used water, bulldozers, tanker trucks, Black Hawk military helicopters and even other fires to eventually contain and then control the fire. At this point the fire is no longer a threat.

We salute all of the brave, committed fire fighters, law enforcement and emergency responders that have acquired the necessary training, skills and experience to quicky respond to fire threats and effectively contain, control then extinquish the fires.  We thank you for your hard work and dedication to keep us safe. 

Ref: Forest Fire Threatens New Jersey Pinelands North of Atlantic County, NJ



For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Avoiding Antitrust Risks

With the recent talk in AR about discussing pricing and the confusion about what the law determines is antitrust practices, I thought I would make a short post to point you to the NAR's Field Guide To Antitrust and specifically some information that is useful for any business, whether real estate related or not...

4 Antitrust Traps to Avoid - Term/Price Fixing; Territorial Assignments; Boycotts; Association Meetings -- and how to avoid.  [Side question: Could AR fall under the Association Meetings criteria?]

6 Simple Antitrust Prevention Steps - "Compliance with antitrust laws doesn't involve a lot of expense and rigorous documentation. It does require that you and your company's salespeople have a clear understanding of the law, a sensitivity to potential problem areas, and a consistent commitment to avoiding circumstance that might imply violations."

Can you Trust Yourself? - Simple test for Realtors (or anyone else) to determine how well you know the law.

FTC: Promoting Competition,Protecting Consumers: A Plain English Guide to Antitrust Laws.  [Section: Illegal Business Practices]


NOTE: See "Additional Thoughts" on avoiding antitrust risks in the comments section (click on Comments).




Visit my web site for our additional services and experienced support: LawrenceYerkes.com
   
and visit BestProperties-NJ.com to learn more about our commercial services and resources.   
  
Copyright 2007 by Lawrence Yerkes. All Rights Reserved

Studies Confirm: Prolonged High Exposure to Radon = Lung Cancer

The EPA recently posted on it's web site updated information discussing the results of two studies showing definitive evidence of an association between residential radon exposure and lung cancer. A North American study and a European study, both combined data from several previous residential studies. These two studies go a step beyond earlier findings. Radon
 
Radon is a natural radioactive gas that you can't see, smell or taste. Its presence in your home can pose a danger to your family's health. Radon is the leading cause of lung cancer among non-smokers. Radon is the second leading cause of lung cancer in America and claims more than 20,000 lives annually.  (Source: EPA)
 
More Information  from EPA
 
As stated in a previous post, in our region it is highly recommended to test for radon if you have a basement (or have flooring that is below ground level), especially if it is a basement in which you will be spending a lot of time.  Radon tests are relatively inexpensive for the peace of mind they can provide with knowing that your property is not exposing you to unhealthy doses of radon or, if it is high, that now it can be easily remediated.


NJ Radon Information [NJ radon zones map]
PA Radon Information [Pa radon zones map]
DE Radon Information [DE radon zones map]

Radon Information Center



For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Forest Fire Threatens New Jersey Pinelands North of Atlantic County, NJ

According to current news reports, and updates from the New Jersey Forest Fire Service, the Warren Grove Gunnery Range (9,400 acres in Bass Township), used as a New Jersey National Guard weapons training area, and located by McGuire Air Force Base (about 25 miles north of Atlantic City), was the origin point of a wildfire that has consumed more than 12,000 acres, almost 20 square miles of New Jersey Pinelands.  It was believed started when a military jet dropped a flare on a bombing range.New Jersey Forest Fire

At this point, firefighters are battling the blaze, reaching heights of 80 to 100 feet, and also closely monitoring to see how it develops.  Over 2,500 people have already been evacuated, several homes were either damaged or destroyed, and wildfire has the potential to effect as much as 25,000 acres.  No fatalities have occurred.

For those in Northern and Southern areas of Burlington and Ocean counties, you need to stay closely tuned to local radio and civic emergency communitications so you are prepared if the blaze should head your way.

- See  Comments for updates. -


New Jersey Forest Fires - Where To Go For Emergency Help:

Local Radio: WOBM 92.7 FM, WBBO 98.5 FM, WBHX 99.7 FM and WJRZ 101.1 FM

NJ Red Cross (Jersey Coast Chapter): Providing shelter and other services for those effected. Phone: 732-493-9100.  (Volunteers and contributions needed.)   Disaster vicims can also access the Red Cross's "safe and well" Web site and post messages to let loved ones know they are OK.


For Additional Information:
Foxnews.com  [search for latest news]
NJ FFS Section 8-B10 (see updated Div B Large Fire Status reports and pictures)
New Jersey Fire Service [about]
Courier-Post Online [search for latest news]
Live From the Ledger - Star Ledger Blog [search for latest news]
Philly.com - Philadephia Inquirer [search for latest news]
ABC News  [search for latest news]
Press of Atlantic City [search for latest news]
Asbury Park Press [search for latest news]
Effects of Fire Management on Pine Plains Vegetation at Warren Grove Air National Guard Range (pdf)
Articles on New Jersey Pineland or Pine Barrens, including: The Pinelands, or Pine Barrens, of New Jersey
South Jersey Resources Center
Causes of Forest Fires In New Jersey



For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Infrastructures.org - Unix System Administration

Infrastructures.orgAccording to the online organization, Infrastructures.org, "most IT organizations still install and maintain computers the same way the automotive industry built cars in the early 1900's: An individual craftsman manually manipulates a machine into being, and manually maintains it afterward. This is expensive. The automotive industry discovered first mass production, then mass customization using standard tooling...The standards and practices described here are the standarized tooling needed for mass customization within IT."

"When deploying and administering systems infrastructures it is still common to think in terms of individual machines rather than view an entire infrastructure as a combined whole. This standard practice creates many problems, including labor-intensive administration, high cost of ownership, and limited generally available knowledge or code usable for administering large infrastructures."

Here you will find checklists, tools, and procedures for architecture and rapid deployment of UNIX systems infrastructures, with emphasis on automated systems administration techniques.

This is particularly useful for those system administrators who feel there's got to be a better way. 

While geared to the Unix operation system, the majority of concepts are transferrable to other operating systems.


Note: Do not confuse this with the federal government's Infrastructure.org



For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawerence Yerkes. All Rights Reserved.  

Research Channel - Providing Public Access to Research Online

The RsearchChannel is an educational and research information resource that was developed by leading research and academic institutions to share their researchers' work with the public. 
Research Channel
As it's web site explains, "ResearchChannel is a nonprofit media and technology organization that connects a global audience with the research and academic institutions whose developments, insights and discoveries affect our lives and futures... An intellectual community, ResearchChannel was founded in 1996 by leading research and academic institutions so they could share the work of their researchers with the public. These ideas are shared in their original form - unmediated and without interruption. Today, more than 70 participating members and affiliates provide all programming, and that number continues to grow.

"Through cable and satellite distribution, ResearchChannel is available to more than 25 million U.S. households. The channel is also available on select academic networks in the United States and other countries. Online, ResearchChannel uses advanced streaming and broadband technologies to provide programs via a live webstream and an extensive video-on-demand library. The library houses more than 3,000 full-length programs that are available 24 hours a day, seven days a week."

Check out the library which includes some interesting interviews and sharing of information with recognized leaders from all walks of life.

Note: Since that is being done by colleges, you will encounter videos that are done by students and may lack some of the polish of seasoned professionals, but the information is worthwhile, nevertheless.


Major category topics include: Arts and Humanities | Business and Economics | Computer Science and Engineering | Health and Medicine | K-12 and Education | Sciences | Social Sciences

-or- Browse by Program Title | Browse by Series Title | Browse by Institution

 
This also makes a good complement to the educational resource covered in my previous article:
MIT Course Materials Online - For Free! (with links to other OpenCourseWare institutions).
 
 
 
For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
   
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Getting Ready for Retirement - You Can't Begin Too Soon

Introduction - Looking at Retirement

Quote: "Retirement at 65 is ridiculous.  When I was 65 I still had pimples." - George Burns

Retirement - Hanging Up Your GlovesIn ancient times, there was no such concept as "retirement".  In fact, it is a fairly recent development from about the 1900's, effected in large part by our increasing life expectancies.  
 
Retirement - Gold WatchRetirement as we understand it today, involves a major adjustment in our lives and those around us.  It requires thorough consideration and careful planning to enable a successful, satisfying transition.

People have many fears and expectations about their retirement.  Many long for their coming retirement as being one big vacation, free of their work routine with time to do the things they always wanted to do, including hobbies, traveling and visiting friends and family.  Others look at, or even avoid thinking about, retirement because of fearing change, aging and death.  They may see retirement as the next phase or step before death or a time for sitting around waiting to die.
 
retirement - rocking chairIn reality, retirement is a mix somewhere in between those two extremes, being neither the ideal you dream it will be nor as bad as you fear it could be. 
senior - fly fishing, casting
To have a successful retirement, most authorities and people who are experiencing retirement are in agreement that you need to know yourself, prepare for retiring long before you reach retirement age, and have a proper attitude.  

Following are some of the important Retirement Issues you should be dealing with now, especially if you are have not yet retired:
 
Adjusting - Understanding the Problem - the stages of the retirement process, the losses, factors and proper attitudes.
 
retirement - Seniors with granddaughter on groundPhysical and Mental - including health, finances, housing, location and transportation.
 
retirement - kisses for grandmom for grandchildrenOccupation - how you will use the time, energy and skills you have previously devoted to your vocation.
 
Marriage, Family and Friends - various retirement combinations/variations, marital adjustments, intimacy, grandchildren, old and new friends.
 
Spiritual - taking advantage of your time to deepen your spiritual understanding and life, opportunities for volunteering to serve and preparing for eternity.
 
We will look at each of these issues in more detail in subsequent articles in this series on Getting Ready for Retirement.Retirement - Senior couple hand-in-hand against sunset
 

NOTE: These outline notes were gleaned from a seminar, "Getting Ready for Retirement (You Can't Begin Too Soon)", that was recently presented at a local Business Leaders Club seminar by Dr. Dennis Borg and is used by permission.  Dr. Borg is the Director of Integrity Ministries, a Marriage and Family Counselor, part-time professor and a Life Coach.



For "Seniors Advantage" real estate resources, help and support services in acquiring or selling properties in New Jersey from an SRES Realtor, Visit my web site: LawrenceYerkes.com
  
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
 
Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

Infrastructure Funding, Development and Management -- An Emerging Crisis and Investment Opportunity

A recent report from the Urban Land Institute (ULI), co-published by Ernst & Young, looks at the "Evolving Market for Infrastructure Funding, Development, Management". According to ULI, "The United States' relatively low investment in virtually all aspects of mobility-related infrastructure -- airports, public transit, railway systems, roads and bridges -- is an 'emerging crisis' that will compromise the ability of the nation's cities to compete globally."
 ULI - Infrastructure 2007 - A Global Perspective - Cover Page
"Infrastructure 2007: A Global Perspective offers a comprehensive look at the status of current and planned infrastructure investment and development in a variety of categories in countries worldwide, with a particular focus on the United States, China, Japan, India, and Europe."
 
"America is more of a follower and no longer a world leader when it comes to infrastructure," the report states. "Other countries marshal vanguard strategies and provide the contemporary lessons for developing best practices in public/private finance, intermodal transport, congestion pricing and high-speed rail...Too often (in the U.S.), projects focus on restoration rather than rethinking the model and finding possible efficiencies...There is a tendency to invest in the infrastructure we have instead of the infrastructure we will need."
 
The report sees the private sector as taking an increasingly important role in the development of infrastructure in the U.S. and the world over the next 50 years.  It predicts that with increasing privatization and public-private relationships, infrastructure will emerge as a new asset class for investors.  It also identifies trends and issues specific to the U.S.
 
The report recommends that "if infrastructure expenditures are comprehensively planned and integrated with regional land use, the lasting economic benefits can be enormous, propelling the nation's growth for generations...The country needs a new model for how it plans and pays for infrastructure, including how it plans its communities."
 
Full Press Release...
 
Click here for direct link to Full Report or here using the general link address 
(Note: PDF file with long wait for download)
 
 
 
Visit my web site for our additional services and experienced support: LawrenceYerkes.com
   
and visit BestProperties-NJ.com to learn more about our commercial services and resources.   
  
Copyright 2007 by Lawrence Yerkes. All Rights Reserved

Protect Yourself From Trigger Leads and Other Credit Invasions of Privacy

ActiveRain's Matt Heaton recently posted a great "heads-up" blog article, entitled, "Trigger Leads - There Goes My Privacy, Yet Again".

It explains in some detail about when you make a loan application, and the lender pulls your credit history, it triggers notification to the major credit bureaus that you are shopping for a loan whereupon they package your contact information and sell to lenders as a source of active leads.  At which point you may be inundated with loan sales calls.

A couple of links included in the article detailing the trigger leads process were:

  • Yahoo Finance: Loan application makes you a 'trigger lead'
  • FTC Says It Can't Protect Mortgage-Seekers From 'Trigger Lists'


  • You can stop this type of privacy invasion in it's tracks by making use of the online web service: OptOutPrescreen.com which allows you options to "Opt-In" or "Opt-Out" from receiving unsolicited offers from lenders. 

    You can register online to opt out for 5 years or obtain instructions for opting out permanently.

    See also: Credit Bureaus Selling Your Name To Lenders - Opt In or Out 
     
     

    Don't forget that, in addition to registering to Opt Out, you can also sign up for the Do Not Call Registry at http://www.donotcall.gov/ or by phone: (888)382-1222.    (By they way, it's not necessary for CELL phone numbers, despite the panic emails and blog notices appearing everywhere to the contrary.)


     
    For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

    Homeownership In New Jersey - Resources From HUD

    Your governmental housing agency, the U.S. Department of Housing and Urban Development (HUD) points out that owning a home is a big part of the American Dream. HUD has provided some resources that can help you buy, maintain and keep your home in New Jersey.

    HUD - U.S. Department of Housing and Urban DevelopmentHere are links to HUD's major New Jersey topics:
    Main NJ Page
    Homeownership
    Rental Help
    Homeless (for those that have lost or at risk of losing their home)
    HUD Homes For Sale in NJ
    Local HUD NewsRoom (NJ)

    HUD Resources Not Specific to New Jersey:
    HUD Handbooks, Forms, Publications
    HUD Homes For Sale
    How to Avoid Foreclosure
    Common Questions
    Complaints

    Click here for more HUD-related articles

     
    Note: Contact us for all your HUD property needs, including submitting a bid.   We are HUD authorized!
      
     
     
    Visit our site for more HUD and foreclosure information, real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

    Healthy Eating: Enjoying Almonds and Their Benefits

    AlmondsI enjoying eating almonds in their various forms, whether that be raw with the brown coating or blanched, roasted with or without salt, or as almond butter or even almond milk.   I like them as ingredients in other food dishes, but mostly I like them by themselves. 

    Almonds are classified as a "super food" because of their nutritional value, health benefits and flexibility in preparation and use.  Almonds are high in protein, fiber, mono-unsaturated fats (the good kind), minerals, and other nutrients, including being high in vitamin E, an antioxidant.  They have shown positive effects with controlling cholesterol.

    Almonds also have an alkaline effect in the body, which can be enhanced by soaking Almonds overnight before eating.

    While raw almonds are probably the best form nutrition-wise in which they can be eaten, I prefer them dry roasted, especially salted.  I also enjoy almonds as a butter, in which case I prefer raw almond butter over roasted almond butter.
     
    Below are various resources on the web for roasting your own almonds or making your own almond butter.  This also includes recipes for honey roasted almonds.   I've included links to several different sites containing instructions for preparing the almonds to obtain the form you desire. 
     
    Many of the roasting recipes suggest heating at 350 degrees F, while other sources caution against going over 170 degrees F.  Since you can't know for sure the conditions (including temperature) under which store-bought roasted almonds were processed, you can do it yourself with relative ease.

    I currently prefer the following instruction (which suggests 250 degree F -- you can change temperature to under 170 degrees F and adjust the timing accordingly) which also mentions how roasted is better than raw...Honey Roasted Almonds

    Roasting Almonds - I currently like the method described here the best for dry roasted almonds and explaining why I enjoy eathimg them this way over raw almonds.
     
    Additional Almond Preparation and Information Resources:
     
    "Roasted" Almonds - basic instructions.
    Honey Roasted Almonds - basic instructions.
    WholeFoods: Dry Roasted Almonds -To roast almonds at home, do so gently--in a 160-170°F (about 75°C) oven for 15-20  minutes--to preserve the healthy oils. For more on the effect of high heat roasting on nuts, please see the following article.   WholeFoods: Almonds - general information about almonds, including nutritional value and preparations.
    Almonds Are In! - Frequently asked questions by almond lovers; Almond Roasting Instructions; also see additional recipes on same site for almond butter and more.
     
    USDA: Almonds, Shelled- storage, nutritional information, uses and tips flyer (PDF).
    NutritionData: Almonds - nutrition facts and analysis for Dry Roasted Almonds without Salt.  Click here for more almond products.
     
    Almond Tips - tips for preparing and eating almonds

    How to Eat and NOT Eat Almonds - best way to prepare raw almonds for eating and digestion.
     
    Almond Recipe: Honey Roasted Almonds - Video - this calls for temperature of 350 degrees F.
    Pan-roasted Almonds - Video -- quick and easy way to roast almonds in a pan.
    Enzymes, Almonds and Soaking - Video -- for better digestion (covers several different types of nuts, including how much you should eat in a day).
     
    Easy recipe for almond milk: "You will need half a cup of unsalted chopped Almonds. Put these in a blender or food processor, mash to a pulp and cover the pulp with twice the level of fresh water. Blend for approximately 30 seconds and add 1 teaspoon of pure malt syrup and 1 pinch of sea salt. Pour the mixture through a strainer into a bowl and transfer into a storage jar. Place the remaining nuts from the strainer into the blender with another teaspoon of pure malt syrup, pinch of sea salt and enough water to make the desired consistency. Strain out the liquid 'nut milk' [into the storage jar]. This should be refrigerated and will last for several days. Almond milk can be served as a drink or on cereal. The leftover pulp can be used in cooking, such as in grain and vegetable dishes or in baking." (Source: Yahoo home library article)
     
    Wikipedia: Almonds - all you wanted to know about almonds.




    For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

    Happy Mother's Day!

    Wishing all of the mothers out there a great Mother's Day!  As a son and husband I really appreciate the love, nurturing, sharing, stability and wisdom that my wife and mother have always shown and imparted to their children.

    Happy Mother's DayDid You Know?  The first Mother's Day observance was a church service in 1908 requested by Anna Jarvis, of Philadelphia, to honor her deceased mother. Happy Mother's Day - I Love You Mom!Jarvis, at an early age, had heard her mother express hope that a day to commemorate all mothers would be established. Her mother had also expressed the sentiment that there were many days dedicated to men but none to mothers. Two years after her mother's death, Jarvis and friends began a letter-writing campaign to declare a national Mother's Day observance to honor mothers. In 1914, Congress passed legislation designating the second Sunday in May as Mother's Day.

    Click here for the Cenus Bureau's "Facts for Features and Special Editions" statistics relating to this celebration.

    Additional Mother's Day Information on the Web:
    Wikipedia - Mother's Day
    Mother's Day On The Net
    Mother's Day Blessings
    Happy Mother's Day
    History of Mother's Day
     
     
     
    For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

    Recalls.gov - U.S. Government Site For Federal Recalls

    The U.S. government has developed a "one-stop shop" or central clearinghouse for federal agencies to report government recalls.

    U.S. Government Recalls

    As stated on the web site, the objective is "to provide better service in alerting the American people to unsafe, hazardous or defective products, six federal agencies with vastly different jurisdictions have joined together to create www.recalls.gov."

    The main recall categories (and corresponding reporting agencies) currently are:

    Consumer Products (CPSC) | Motor Vehicles (NHTSA) | Boats (U.S. Coast Guard)| Food (FDA and USDA) | Medicine (FDA) | Cosmetics (FDA) | Environmental Products (EPA)


    Click here for recalls.gov

     
    See also my other articles highlighting federal resources and information.
     
     
     
    For additional real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.  

    McGuire AFB NJ: Air Show Will Proceed As Scheduled This Weekend

    The McGuire Air Force Base Air Expo 2007, with the theme, "Heritage to Horizons: Commemorating 60 Years of Air and Space Power", will proceed as scheduled despite the recently uncovered terroism plot at nearby Fort Dix. 

    McGuire air force base air show and displaysAccording to interview given to KYW1060 News Radio, McGuire's Maj. James Greathouse says even with the terrorism threat at adjoining Fort Dix was disclosed, the show will go on:

    "One of the things we learned after 9/11 is we can't cower, and we can't change who we are and what we do because of some of those folks out there. What we can do is learn and be safe and be cautious, and take all the precautions we can."

    He says security on base has been increased already. And this weekend, every car will be scanned; no bags, backpacks or coolers will be allowed; and every person will go through at least one metal detector."

    However, they expected no significant delays gettin through the security stations for those attending the event.

    For for details about this exciting event, click here for my previous article.
     
     
     
    For additional real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
      
    and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).   
     
    Copyright 2007 by Lawrence Yerkes. All Rights Reserved.